Visitors enjoying a day at one of Center Hill Lake's beachesSwim Areas on Center Hill Lake

Swimming on Center Hill Lake is one of the more popular water-based activities. Swimming is prohibited at launching ramps, mooring points, marinas, public docks, and posted areas. It is allowed elsewhere, but for safety's sake please swim only in specifically designated areas. These areas are much safer as they are off-limits to boaters of all kinds. They are surrounded by “restricted area” buoys and a floating yellow pipeline.

The Corps of Engineers operates three such swim areas on Center Hill: Ragland Bottom Recreation Area (Day Use), Floating Mill Day Use and Floating Mill Campground (the latter is open to registered campers only). All three have sand beaches where pets are prohibited. At the two Day Use Areas there is a nominal day use fee. No pets are allowed at these two areas. Near each day use beach are playgrounds, picnic sites, group shelters, boat launching ramps, and bathrooms.